Home Health Self-Pay Coverage

At Healthcare Companions of the Carolinas, we offer flexible and affordable self-pay options for individuals who need home health services but do not qualify for or wish to use insurance, Medicare, or Medicaid. Our self-pay program provides access to high-quality, personalized care with transparent pricing and no hidden fees.

Services Available Under Self-Pay:

Skilled nursing care

Physical, occupational, and speech therapy

Personal care assistance (bathing, dressing, grooming)

Medication management

Chronic disease monitoring and education

Post-surgical care

Companionship and respite care

Key Benefits:

No insurance restrictions or authorizations required

Customizable care plans based on individual needs

Flexible scheduling

Pay-as-you-go or packaged rates available

Peace of mind knowing exactly what you’re paying for

Who It’s For:

Individuals without insurance or who prefer not to use it

Families seeking additional care outside insurance limits

Private clients wanting more control over care timing and scope

Health Insurance Coverage

Most home health services are covered by major health insurance plans, including Medicare, Medicaid, and many private insurers. Coverage typically includes skilled nursing care, physical therapy, occupational therapy, speech-language pathology, and medical social services—when prescribed by a physician and deemed medically necessary.

We work closely with patients, families, and insurance providers to verify benefits and ensure coverage eligibility. Our team is here to guide you through the process and help minimize out-of-pocket costs, so you can focus on your health and recovery at home.

Ready to Get Started?

Contact us for a free in-home or virtual consultation. We’ll assess your needs, review available services, and provide a clear cost estimate tailored to your care plan.